Sunday, May 24, 2009

Money Insurance - Astra Insurance Indonesian Company

. Sunday, May 24, 2009

Understanding from Money Insurance

Money Insurance give protection for the insured of loss of finance that happened effect of unloading of of strongbox / strong room where the money is kept, accompanied the existence of hardness marking or by using got key passing the constraint, and is altogether done by outsider.

Responsibility object in Money Insurance

That underwritten in this insurance is money cash, stain bank, currency stain, money order and cheques.

the Responsibility condition be available in Money Insurance:

  • Basic cover (cash in safe)

  • Extended cover (cash in counter area, cash in cashier box, cash in ATM and RSMD / RSCC)


The risks guaranteed in Money Insurance:

Loss of effect finance unloaded by force of strongbox / strongroom or other way accompanied by force the spurious key or constraint, by others.

Responsibility condition cash in counter area give the guarantee of loss of threatening with weapon effect finance, robbery, intake is by force by others, the money kept in desk area counter. This protection is given during office hours.

Responsibility condition cash in cashier box give the guarantee of loss of threatening with weapon effect finance, robbery, intake is by force by others, the money kept in case of cashier. This protection is given during work hours in cashier area.

Responsibility condition cash in ATM give the guarantee of loss of threatening with weapon effect finance, robbery, intake is by force by others, the money residing in in machine ATM.

The risks is not guaranteed in Money Insurance:

  • Loss arising out risk and effect of mistake calculation

  • Dishonesty of the insured / laboring people at the insured

  • Opened by safety with combination code or key, except key or the combination code is obtained by force

  • Under observation security company

  • Coin or machine that use the coin

  • Destroy of postage machine or other machine

  • Happened without enforcing and damage of physical

  • SRCC, war of revolution, military action and of a kind him

  • Nuclear reaction and atomic nucleus

  • Occurrence outside Indonesia region


Data to be given to insure into Money Insurance:

  • Name the insured

  • Location / depository address of money

  • Business that run by the insured

  • The amount of optimum kept moneys

  • The type of depository appliance money / specification of strongbox

  • Construction, building environment and security

  • Are there custody (police or security), do custody provided during 24 hour

  • Insurance before all

  • Loss ratio

1 comments:

Anonymous said...

This insurance policy is bit new and unique to me. I am not aware about money insurance policy as I have never read or heard about it earlier. From this post I got a chance to understand about this type of insurance. Keep sharing more good stuff in future also.
commercial general liability insurance

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