Sunday, May 17, 2009

Heavy Equipments Insurance - Astra Insurance Indonesian Company

. Sunday, May 17, 2009

Understanding from Heavy Equipments Insurance
Heavy Equipments (HE) Insurance give the compensatory guarantee to the insured because heavy equipment* is underwritten experience of damage and (or) loss because the occurrence because of guaranteed risk.

Heavy equipment which able to be insured in HE Insurance
That can be insured in this insurance is excavator, bulldozer, wheel loader, dump truck, logging truck, crane, forklift and of a kind that.

the Responsibility condition be available in HE Insurance:

  • Comprehensive, guarantying to loss some of and total loss

  • Total loss only, which only guarantying to just total loss


Risks guaranteed in HE Insurance consist of:

  • Perils (sleepy effect, break the tire, downfall of other object, downfall of stone, downfall of tree, slip, overturning, badness of others, clock, thief, fire, short-circuit, timeworn, burnt, strike / riot, war, radioactive / nuclear, intention, wrong of manufacturer, natural disaster)

  • Accident (burglary, collision, slipped, burnt, inverse / tumbled, destroy / injured, break. Roadway, rented, delivery moment, operation not true, test-drive / training)

  • Loss of effect : expense of recovery, expense of repair, expense of service, expense of spare part, transportation fee, expense of consultant, tax expense. Consequence of loss, responsibility to third party, part as cause accident, expense of improvement


The risks is not guaranteed in HE Insurance:

  • Perils ( riot*, war, nuclear, test-drive, abnormal condition, intention of the insured, operated by the having no permission, mistake of manufacturer, during transportation, during transportation*, operated in roadway*, on board, other heavy equipment or pontoon, natural disaster effect*, explosion alone, mechanical / electrical breakdown, during rented or loaned, used disagree with his function and used to the project of underground (underground) and

  • Loss of timeworn effect, rust, incision, consequential loss, expense of improvement, consumable / replaceable parts and responsibility punish to third party.


The data to be equipped at the time of insuring in HE Insurance:

  • Name the insured / creditor

  • Type of the project / usage of appliance

  • Location the project of heavy equipment reside in

  • Trade mark / maker of heavy equipment

  • Type / heavy equipment type

  • Serial number / chassis number / machine number

  • Year making of the heavy equipment


* Heavy equipment is used appliance to do the hard work / impossible difficult or not effective if done only with manpower.

4 comments:

Anonymous said...

This is true where operators of these heavy equipments like the boom trucks are on risk scenarios every time they are on duty. Insurances are best for them to somehow compensate to their risky jobs.

mihiro said...

@boom trucks: that can be right, thank you

Bobby Rai said...

Reading information of your I'm serious for this this more necessary because It's more risky work.Heavy Equipments

Tee Chess said...

Informative article. This article is very helpful to me as I just have heard about this insurance scheme. With the help of this article I got to know about this insurance policy type in detail. Thanks a lot for sharing the detail.
cleaning insurance

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