Public Liability Insurance - Astra Insurance Indonesian Company

Understanding from Public Liability Insurance

Public Liability Insurance guarantee prosecution of third party of the negligence done by the insured side when is in pursuance of its business activity, which result the natural third party injure the body and / or damage / loss to goods property of him.

Responsibility object in Public Liability Insurance

Responsibility object of this insurance is prosecution of third party ("the insured's legal of liability to third party....") effect of the insured business activity.

The risks guaranteed in Public Liability Insurance:

Prosecution of third party, including costs to do the defense (defense cost).

The risks is not guaranteed in Public Liability Insurance:

• The risks because of things related to intentional element


• War, terrorism and riot


• Things related to the demand having the character of penalty and penalization


• Product liability including product recall


• Completed operation work


• Radioactive


• Workman's compensation and employers liability


• Asbestos


• Automobile liability


• Aircraft and watercraft liability


• Professional liability


• Property in observation element or ownership of the insured

Data to be equipped to insure in Public Liability Insurance:

• Work type (scope of work)


• Risk location


• Annual turnover (or project value if the insured is contractor)