Marine Cargo Insurance - Astra Insurance Indonesian Company

Understanding from Marine Cargo Insurance
Marine Cargo Insurance give of loss or damage of goods during transportation through above transportation of sea / land / air. Some types Marine Cargo Insurance the recognized is marine cargo inland transit, marine cargo sea transit and marine cargo water transit.

Object responsibility in Marine Cargo Insurance

Object responsibility in this insurance is transported by goods itself (cargo), expense of transport / money mine (freight), expected advantage (imaginary profit) and the goods insurance premium.

the Responsibility condition be available in Marine Cargo Insurance:

• sea transportation (ICC C, ICC B, and ICC A/all risk)


• land transportation (cover B and cover A)


• air transportation (ICC water of 1.1.82)

Risks that guaranteed in Marine Cargo Insurance:

• Dangers which because of sea be like billow, hurricane etc (perils of the seas)


• The possibles dangers arise or happened above ocean be like ship collision, fire in ship, piracy etc (perils on the seas)


• The dangers don't included in perils of the ace and perils on the ace be like theft, unloading, goods is not sent, break and others (extraneous risk)

Peculiarly, guaranteed risks in a condition responsibility ICC C is:

• Loss or damage of effect :
  -Burning or detonation
  -Ship strand, aground, sink or inverse
  -inverse Appliance land transport or exit rel
  -Cargo discharging in port of emergency



• Guarantee loss of effect :
  -General average (loss of the public accounted on with)
  -Jettison (dismissal some of goodies to sea if ship in a state of danger for the purpose of saving the ship so that can continue traveling)

Is while responsibility condition ICC B, besides guarantying all losses at ICC C, also guarantee:

• Loss of mount eruption and earthquake effect


• Loss of washing overboard effect (his castaway some of goodies is not intentionally)


• Entry of water sea / river / lake into repository goods


• Total loss damage to each pack (package) at the time of load and unloading

Responsibility condition ICC A guarantee all losses according to ICC B and loss of effect extraneous risk.

The risks is not guaranteed in Marine Cargo Insurance:

• Loss intended by the insured


• Leakage


• Dwindle or timeworn which usually


• Loss / damage of the packaging effect not adequate


• Caused from nature of that goods itself


• Caused from delay


• Caused by bad finance of owner, manager, renter or ship's operator


• Wrong action or intend the done by other people


• Usage war weapon, atom weapon / nuclear weapon or reaction of radioactive

The data which must be given to insure in Marine Cargo Insurance:

• Name and address the insured


• Area of is effort the insured


• Goods insured goods value and name


• Packaging and appliance transportation which used


• Journey departure time and route


• Wide wanted responsibility


• Frequency delivery of goods in range of time of 1 maximum value and year every delivery