Saturday, May 23, 2009

Automobile Liability Insurance - Astra Insurance Indonesian Company

. Saturday, May 23, 2009

Understanding from Automobile Liability Insurance

Automobile Liability Insurance guarantee prosecution of third party of the negligence resulted of usage of the motor vehicle done by the insured side, where third party get natural injured body and / or damage / loss to goods property of him.

Responsibility object in Automobile Liability Insurance

Which become responsibility object in Automobile Liability Insurance is prosecution of third party effect of negligence of the insured in operating his vehicle.

The risks guaranteed in Automobile Liability Insurance:

Prosecution of third party, including costs to do the defense (defense cost).

The risks is not guaranteed in Automobile Liability Insurance:

  • Things related to intentional element

  • War, riot and terrorism

  • Hal–Hal related to the demand having the character of penalty and penalization

  • Product liability including product recall

  • Radioactive

  • Workman’s compensation and employers liability

  • Asbestos

  • Aircraft and watercraft liability

  • Professional liability

  • Property in observation element or ownership of the insured


The data that must be given to insure in Automobile Liability:

  • Vehicles amount

  • Vehicle type

  • vehicle

  • Location frequently usage of vehicle

1 comments:

Amelia said...

Is it necessary to opt for this coverage option under auto insurance policy ? There are so many coverages that are under auto insurance scheme each of which seems to be beneficial which makes it really difficult for me to make a choice. Can you please suggest which coverage option should be given top most priority.
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